‍Information We Collect

‍Personal Information: Includes your name, address, email, phone number, and other identifying details.‍‍
‍Bank Account Information: We use Plaid, a secure third-party service, to retrieve and validate your bank account information.‍
Driver License Information: We may request validation of your driver license through a secure link, which also checks for any duplications.

‍

SMS Terms & Conditions

1- SMS Consent Communication:
Information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2- Types of SMS Communications:
If consent has been given to receive text messages from [Company Name], messages may be received related to the following (provide specific examples):

Appointment reminders
Follow-up messages
Billing inquiries
Promotions or offers (if applicable)
Example: "Hello, this is a reminder of your upcoming appointment with Dr. [Name] at [Location] on [Date] at [Time]. Reply STOP to opt out of SMS messaging at any time."
‍

3- Message Frequency:
Message frequency may vary depending on the type of communication. For example, up to [X] SMS messages per week may be received related to [appointments/billing, etc.].
‍
Example: "Message frequency may vary. You may receive up to 2 SMS messages per week regarding your appointments or account status."

4- Potential Fees for SMS Messaging:
Standard message and data rates may apply, depending on the carrier's pricing plan. These fees may vary if the message is sent domestically or internationally.

5- Opt-In Method:
Opt-in to receive SMS messages from Contract Credit can be done in the following ways:

Verbally, during a conversation
By submitting an online form
By filling out a paper form
‍

6- Opt-Out Method:
Opting out of receiving SMS messages can be done at any time by replying "STOP" to any SMS message received. Alternatively, direct contact can be made to request removal from the messaging list.

7- Help:
For any issues, reply with the keyword HELP. Alternatively, help can be obtained directly from us at 1 (512) 828 6390.

Additional Options:
If SMS messages are not desired, the SMS consent box on forms can be left unchecked.

8- Standard Messaging Disclosures:
Message and data rates may apply.
Opt out at any time by texting "STOP."
For assistance, text "HELP" or visit our [Privacy Policy] and [Terms and Conditions] pages.
Message frequency may vary

‍
‍How We Use Your Information Bank

‍Account Validation: Plaid securely retrieves your bank account details to confirm legitimacy and enable secure transactions.
‍Identity Verification: Driver license information is used to ensure your identity is accurate and up-to-date.
‍Service Delivery: We use collected information to provide our financial services effectively, including factoring services and credit approvals.

‍

‍Plaid Integration

‍Plaid is integrated into our system to securely access and verify your bank account information. By using our services, you agree to Plaid’s End User Privacy Policy, which you can review here.
‍

‍Data Security

‍We implement robust security measures to protect your personal information from unauthorized access or disclosure. Only authorized personnel have access to your data, and it is securely stored and encrypted.

‍
‍Information Sharing

Contract Credit does not rent or sell your personal information. We share your data only as necessary to provide our services or comply with legal obligations.
‍

‍Cookies and Tracking

‍We may use cookies to enhance your experience on our website, understand user behavior, and improve our services.
‍

Changes to this Policy

Please note this Privacy Policy will change from time to time. We expect most such changes to be minor, but there may be changes that are more significant. Regardless, we will post those changes on this page and, if the changes are significant, we will also provide a more prominent notice. Each version will be noted at the top of the page.

‍

Web Site Usage Policy

By using this web site, you are agreeing to the terms of this Site Usage Policy. Contract Credit reserves the right to change the terms of Site Usage Policy or to modify features of contractcredit.com at any time. By using this web site, you agree to be bound by such changes.

‍

Usage and Permissions

All content included on this site, such as text, graphics, logos, images, audio clips, and digital downloads, is the property of Contract Credit, or its content suppliers and protected by United States and international copyright laws. You must abide by all additional copyright notices or restrictions contained in the print versions of our publications and research.

You may not copy, reproduce, distribute, publish, enter into a database, display, perform, modify, create derivative works, or transmit any content on contractcredit.com, except that you may make one machine readable copy and/or one print copy for your personal use. You may also include very limited excerpts of contractcredit.com content in printed memos, reports and presentations for internal, non-commercial use. We ask that you attribute this information to us by including "Contract Credit, LLC. All rights reserved."

Any other non-commercial use of Contract Credit content from any of its publications, research or web site requires written permission from us. All commercial uses of Contract Credit content requires our permission, including:

Use of Contract Credit content in advertisements or promotions
Use of Contract Credit trademarks or logos.
Use of quotes, excerpts or full text of Contract Credit articles, features or research.

Contract Credit, LLC provides this Internet site for the purpose of personal entertainment, information, education and communication. CONTRACT CREDIT, LLC SHALL NOT BE LIABLE FOR DAMAGES OF ANY KIND THAT MAY ARISE FROM USE OF THIS SERVICE, INCLUDING: ERRORS OR OMISSIONS, CONSEQUENTIAL OR INCIDENTAL DAMAGES ARISING FROM THE USE OF ANY INFORMATION OR MATERIALS POSTED ON THIS SITE. Contract Credit, LLC reserves the right to change the terms and conditions of this agreement at any time.